Home Builder in Ingram, TX
New homes, remodels and flood rebuilds, ten minutes from our shop in Kerrville. We've been rebuilding along Highway 39 since the water went down.
New Homes, Remodels and Flood Rebuilds in Ingram, TX
Ingram is river country. Johnson Creek meets the Guadalupe here, the Hill Country Arts Foundation sits on the water, and a lot of families have been on the same piece of land for generations. It’s also been a hard couple of years. The July 2025 flood hit the Ingram and Hunt corridor, and July 2026 brought water back again.
Big Country Design & Construction is based in Kerrville, about 10 minutes away. Since 2025, a big part of our work has been helping Ingram-area families rebuild: permits, elevation certificates, flood-smart materials and a real schedule. We build new homes and additions here too.
What we build in Ingram
- Flood repair and full rebuilds. From gutted-to-the-studs interiors to raising a home to meet today’s flood rules.
- New homes on your land. Semi-custom and custom, on river lots, hillsides and acreage.
- BuildSmart fixed-price homes. From $325K. $250 per heated sq ft (about $165–195 under roof), two-car garage and covered porches included, price locked before we start. See BuildSmart plans and pricing.
- Additions, remodels, decks and screened porches.
Building and rebuilding in Ingram: what to know
City or county? It depends on your address. Inside Ingram city limits, building permits come from City Hall and the city’s floodplain administrator handles flood-zone work. A lot of “Ingram” addresses, including much of Highway 39, are outside city limits. Out there, Kerr County Engineering runs floodplain permits. We confirm which one applies on the first visit.
Most flood repairs need a permit. Mucking out, drying, tarping and boarding up don’t. Roofs, framing, walls, drywall, cabinets, and electrical, plumbing and HVAC work do, if any part of the house touches a mapped flood zone. Skipping the permit can come back to bite you at sale or insurance time.
The 50% rule decides how you rebuild. If repairs cost 50% or more of the home’s pre-flood market value, it’s “substantially damaged.” The home then has to meet today’s flood rules before work goes forward, which usually means raising the lowest floor. With water coming back in July 2026, some homes may get a second determination.
How high? At least a foot above flood level. Ingram and Kerr County both set the lowest floor at a minimum of 1 foot above the base flood elevation, and going higher is smart. You’ll need an elevation certificate from a licensed surveyor. We coordinate it.
Every new septic system now needs a permit. Since August 7, 2026, Kerr County requires a permit for every new septic system, no matter how many acres you have. Parts of Ingram have city sewer, so we check before we design.
Wells: register first, and mind your acreage. Kerr County is in the Headwaters Groundwater Conservation District. New household wells must be registered at least 10 days before drilling, and the minimum tract size depends on when your land was subdivided.
Recent work around Ingram
- Flood rebuilds along Highway 39. Homes damaged in July 2025, rebuilt with floodplain permits, elevation certificates and flood-resistant finishes.
- Exterior refresh off Highway 39. Fascia, paint and gutters, finished spring 2026.
How it works
- Call or text. Tell us what happened or what you’re planning.
- Site visit. Damage, flood zone, permit path, and what the 50% rule means for your house.
- Scope and price. A clear scope and a firm number. No surprise change orders.
- Permits and paperwork. City or county floodplain permit, elevation certificate, septic if needed.
- Build. One point of contact, photo updates, and a crew that shows up.
Ingram building and rebuilding FAQ
Do I need a permit to repair flood damage in Ingram?
Usually, yes. Cleanup and drying don’t need one. Structural, drywall, cabinet and electrical, plumbing and HVAC work in a mapped flood zone needs a floodplain permit from the City of Ingram or Kerr County, depending on your address.
What is the 50% rule?
If repair costs reach 50% of the home’s pre-flood market value, the home is “substantially damaged” and must meet current flood rules, usually by raising the floor. NFIP flood insurance policyholders may get up to $30,000 toward that through Increased Cost of Compliance coverage.
How high does my new floor have to be?
At least 1 foot above the base flood elevation in Ingram and unincorporated Kerr County. Going higher can lower insurance costs and risk. An elevation certificate confirms it.
Do I need a septic permit if I have more than 10 acres?
For a new system, yes. Since August 2026, Kerr County requires a permit for every new septic system.
Do you build new homes in Ingram, or just rebuilds?
Both. New homes, additions and remodels are a big part of our work. We also build in Kerrville, Fredericksburg and Boerne.
Why Ingram Homeowners Call Big Country
- Ten minutes away, based in Kerrville
- Floodplain permits and elevation certificates handled
- A clear scope and firm price before work starts
- One point of contact, start to finish
- Photo updates you can check anytime
Rebuilding or Building in Ingram? Let's Talk.
Call (830) 53-BUILD or send us a note. We’ll come look, tell you straight what the rules mean for your house, and give you a real plan.
How To Start
We make the process as simple as possible for you. Simply start out by contacting us and setting up a time to talk so we can hear about your request and we can tell you straight what it will take.
Why Big Country Construction?
With over a decade of experience and hundreds of happy customers, we are your trusted professionals in your area.
Owner Troy Hassmann graduated from Texas A&M with a degree in Architecture and has been an expert in the industry ever since.
We are a professional business licensed and insured so you can feel safe knowing your project is in good hands
With a 5 star rating on Google, our clients have been happy with their results and let everyone know!
Your Dream Home Starts Here – Let’s Make It Happen
At Big Country Construction, we believe your home should reflect your lifestyle, your values, and your vision. Whether you’re remodeling a kitchen in Kerrville, building a custom home in Boerne, or adding a patio in Fredericksburg, we’re here to make it seamless and stress-free.
From concept to completion, our team brings craftsmanship, communication, and care to every project. Let us show you what it’s like to work with a contractor who truly puts your needs first.
